FREE $20 Cash App Referral Code 2022: PZJLKLH (Maximum Sign-Up Bonus)

Trying to figure out to get a free $20 Cash App referral code?

You’re in luck!

While the Cash App referral code may seem simple (and it is, really), there are so many ways to earn free money when you join Cash App if you play your cards right.

How about we dig into the nitty-gritty here and get you started on this free Cash App money, how does that sound?

Yes, please 🙂

Let’s get started!

Referral Code for Cash App

Redeem the Cash App referral code PZJLKLH to earn the maximum bonus that is currently available.

🎁 Cash App Referral CodePZJLKLH
💰 Referrer EarnsUp to $20
🤑 Referral EarnsUp to $10
📆 Get Paid WhenAfter Sending $5
Free $20 Cash App Referrral Code 2022

The Cash App referral program is a cashback program where both your friends and you receive money once they join Cash App and officially become a Cash App user and send money for the first time.

Pretty straightforward, nothing crazy here!

The basis is this: you earn rewards in the form of Cash App referral credit (free money) when you invite friends to try Square Cash App.

Your friend gets an invitation bonus, too, so everybody wins.

Plus, it actually is an awesome app with a lot of useful features that let you get away from your bank (and their fees) without the hassle of switching banks.

Does Cash App Have a Referral Code?


You can enter a referral code for a free cash bonus during the sign-up process.

Then, you can also check your Cash App profile to find your own referral code (after signup) and earn a few extra bucks in referral credit by inviting others to try the mobile app as well.

Which Cash App Code is Best to Use?

Our Cash App referral code here is verified, 100% valid and follows Cash App’s terms & conditions.

You know it’ll work and you won’t have to worry about Cash App referral scams when you use our code, unlike many of the spam sites out there.

No thank you, am I right?

If you’d like to sign up with our referral code, then use your own referral link to invite friends after joining Cash App, you can do so pretty easily, but we’d definitely suggest using our referral code for that first sign-up bonus to be on the safe side.

Benefits to Using a Referral Code

What are the benefits of using a referral code?

There are many, actually.

The first (and most obvious) is that you’ll earn a Cash App referral bonus, which is real money that you can spend with your Cash App debit card or simply transfer it from your Cash App funds to your bank account.


Your friend will receive money too!

When they sign up, they’ll receive a cash bonus as well, and they can also invite friends with their personal referral code to keep the cycle going and earn even more free cash.

I’m sure they’ll thank you 🙂

Plus, the Square Cash App is seriously functional and you’ll love using it even beyond the great sign-up bonus and additional free money referral bonuses.

With their ability to link bank accounts or a debit card (for easy money transfers), their Cash Card (debit card) with cash boost options to save money, their seamless ability to send and receive money, and their ability to accept direct deposits, it’s a really useful app.

The referral bonus is just the beginning, but you’re gonna LOVE your Cash App account!

How To Enter a Referral Code on Cash App

Wanna know how to enter a referral code on Cash App?

We’ve got you covered!

Here is a great step-by-step to complete the Cash App referral transaction so you don’t miss a beat.

Step 1: Download Cash App

To download Cash App and get your sign-up started, simply download the app from either the App Store or Google Play Store.

And when it finishes downloading?

Open Cash App by tapping ‘open’ to set up your cash account and complete sign-up.

You’ll need to enter some personal information, including a phone number or email address.

This step will also include:

  • Receiving a Cash App code to confirm your identity
  • Entering your full name
  • Linking banks or debit cards (just one will suffice; steps are below)
  • Choosing your $Cashtag (your username, essentially)
  • Entering your zip code

From here, you’ll simply need to navigate to your profile page settings to enter referral code information.

Don’t worry, we’ll walk you through it.

Step 2: Open Cash App Settings

Okay, so step 2 to earn this Cash App bonus is to open Cash App settings.

We’re looking for the referral code field because ‘enter referral code’ will be our next step.

To do this, you need to know where to enter the referral code on Cash App (obviously).

When you open your settings, you won’t have to look far.

Now that Cash App settings are open, you should see the ‘enter referral code’ option above the referral code box.

Step 3: Enter Referral Code

Simply enter our referral code into the indicated field here.

Then go to the next step.

Easy, right!?!

Step 4: Link a Bank Account

If you’re following along in the sign-up process, you’ll be prompted next to link a bank account.

You can skip this step and complete it later, or do it now.

Totally up to you.

If you skip it and come back later, here’s how to do it.

To link a bank account to your Cash App account, follow these steps:

  1. In Cash App, tap ‘Menu’ on the bottom-left corner of your screen.
  2. Tap ‘Settings.’
  3. You’ll see a dropdown menu. You need to select ‘Link a Bank Account’ and enter your account details.
  4. Verify your identity through email verification and SMS verification (this is just standard security protocol).

Cash App already has great security measures in place, so don’t worry!

Just follow any instructions that appear on the next page after entering your account information and Cash App referral code to complete this step.

Step 5: Swap $5 With a Friend

This part is pretty simple and straightforward.

To complete the sign-up bonus, you must send $5 to someone else via Cash App.

If you’re inviting a friend, we’d make a suggestion to send money to them, then they can send $5 back to you to complete the loop.

This gives you both your respective free money bonuses.

Bonus Step: Earn Extra $ for Inviting Friends

You can invite as many friends as you’d like!

For every single new Cash App user you refer to the app, you’ll earn that referral code bonus, and your friends will earn their sign-up bonus.

It’s a win-win all around…

…plus it’s an awesome app regardless.

Honestly, you’d probably be singing their praises even without the free money incentive.

How To Use a Referral Code for Cash App

Okay, so you’ve found out how to enter the code and where it goes, yadda yadda.

Still wondering actually how to use the referral code on Cash App?

That’s a simple answer!

You use it just like you would normally use any other cash.

Here are a few options:

  • Spend it right from your Cash App account by using the routing & account number for an online purchase
  • Sign up for an activated Cash Card and use that for any purchase (in-store or online) just like you’d use a regular debit card (it’ll pull from your Cash App balance)
  • Link your bank or debit card to your Cash App account, then use your account to make a purchase and opt to have the funds pulled from that same bank account or newly linked debit card
  • Transfer money into that same bank or debit card if you’d prefer to spend it from there instead of from your Cash App account

How Do You Sign-Up with Cash App?

The simple steps above will provide you with the steps to sign up as a Cash App user and earn a Cash App referral bonus.

There isn’t anything complicated about it.

It’s simple!

Use a Cash App referral link or simply start the sign-up and enter a referral code when prompted, enter your personal information and you’re pretty much good to go.

Where to Send Your Initial $5?

Technically, you can send money to any other Cash App user to trigger this referral bonus, but we’d suggest choosing someone you know and trust, just to be safe.

Isn’t Cash App safe?

Yes, absolutely!

The thing is, if you send it to someone who isn’t trustworthy though, you won’t have any recourse if they don’t choose to continue the process to maximize your Cash App bonuses together.

While you can refer as many people to sign up for Cash App accounts as you want…

…You only get one chance to sign up (and so do your friends).

Cash App support will not reverse a payment if you send it to the wrong person or send it to a Cash App user who doesn’t follow your instructions for the free bonus.


Trouble in Cash App paradise?

Feel free to take a look at some of these troubleshooting ideas before having to reach out to Cash App support.

It’s always nice to be able to fix an issue without intervention!

That being said, if you are still having issues with your sign up bonus (or any Cash App bonus), direct deposit (like the payroll direct deposit form, for example), a Cash App card purchase, any Cash App promo code, etc., the Cash App support team will be happy to help you.

You can contact customer service via Cash App’s website or even social media.

Requirements: Why Isn’t My Cash App Account Eligible?

The requirements to be able to use a Cash App referral code include:

  • Being 18 years or older
  • Having a valid Social Security Number
  • Being able to provide personal information (name, bank info, phone number) if choosing to link your bank or debit card
  • Cash App referral codes are valid for use (and cash out of the cash app sign up bonus) by people living in the United States

Cash App Referral Code Not Working?

If your Cash App referral code isn’t working, there are a few things you can try:

  • If you’ve already signed up, are you sure it is less than 14 days since the time of opening the account? You can check by looking at your history.
  • Is your phone number valid?
  • Search their FAQ section to see if the answer to your problem is there.

If none of these troubleshooting tips work, your final option would be to contact support via their website or social media.

How To Remove A Cash App Referral Code

If you need to remove a referral code from your Cash App account, this is how you’d do so:

  1. Sign in to your account
  2. Tap ‘Settings’
  3. Scroll to the bottom and tap ‘Referral Code’
  4. Tap the cash app referral code you want to remove
  5. Tap ‘Remove’

And that’s it!

If you wanted to change the referral code in the middle of your sign-up in order to still get your free cash bonus, you’d have to swap the code before actually finishing the sign-up.

Once you have an account, that referral code cannot be changed.

How to Verify the Code Worked?

To verify that your Cash App referral code actually worked, you can look at your cash app referral code history.

You should see the referral bonus in your cash app cash account within 24 hours of sending it to your friend.

When Will You Receive Your Cash App Referral Bonus?

Typically when you sign up for an account with a referral link or use a Cash App referral code, that free cash bonus will show up immediately.

It’s usually instant.

That being said, it may take up to 24 hours for the sign-up bonus to show in your account.

Keep an eye on it and your free money should show up.

If for some reason it doesn’t, be sure to take a peek at our troubleshooting section above for issues with a Cash App promo code or referral code bonus.